Home Improvement Program
Home Improvement
The City of Boise's home improvement program helps income-qualified homeowners make necessary repairs to ensure their home is safe, decent, sanitary and energy-efficient.
Types of Assistance Provided:
- New roofs
- New heating/cooling systems
- Energy efficiency improvements (windows, doors, insulation)
- Upgrades to provide ADA accessibility
- Plumbing and electrical repairs
Types of Funding
- Home Improvement Grants
Available to homeowners within the City of Boise, whose household income is at or below 50% of the area median income (AMI). The homeowner must meet eligibility requirements and the home must have life safety or code violation issues that can be addressed through the program. - Home Improvement Loans
Available to homeowners within the City of Boise, whose household income is between 51% - 80% of the area median income (AMI). The homeowner must meet eligibility requirements, minimum loan underwriting qualifications, and the home must have needed improvements that can be addressed through the program per the Home Improvement Program Policies and Procedures. - Refinance Home Improvement Loans
Available to preserve affordability for homeowners within the City of Boise whose household income is at or below 80% AMI and who meet eligibility requirements, have a current first position mortgage with an interest rate higher than offered by the city, and need eligible home improvements.
Loan terms are determined by the household income and amount borrowed. Interest rates are offered at 50 – 75% of federal interest rates, depending on household income.
Apply
Applications are accepted online only. For technical application support, contact us.
Contractors
The city is seeking to develop a list of interested contracting firms who want to receive information about projects to bid on.
Through the Home Improvement program, the city’s Rehab Coordinator works with the homeowner to identify repairs, develops plan specifications, identifies contractors to complete the project, and manages the invoicing and other needed project coordination. Homeowners qualify for the program through an application basis and all improvements are federally funded through grants or low interest loans provided by the city to the homeowner.
Non-Owner Occupied Property Preservation
The City of Boise's non-owner occupied property preservation loan program helps landlords make necessary repairs to their property to make it safe, decent, sanitary and energy-efficient for income-eligible tenants to live in.
Applications for this program will be accepted in 2022.
Document Translation
Any document on Housing and Community Development's website can be translated into other languages upon request.
Send a Message to Housing and Loans Program
Thank you for your interest in the City of Boise's Housing and Loans program. Please use the form below to contact a member of our team.