Home Preservation and Improvement

Multi-family housing

The City of Boise's non-owner occupied property improvement loan program helps landlords make necessary repairs to their property to make it safe, decent, sanitary and energy-efficient for income-eligible tenants to live in.

Home Improvement Examples

  • New HVAC system
  • New windows, doors and insulation
  • New roof
  • ADA accessibility upgrades

Apply for a Loan

Loan Process

  1. Get pre-qualified
    Check your pre-qualification eligibility | Apply
  2. Submit completed application
    Download Application (PDF) (Other languages available upon request)
  3. Eligibility Review
    Applications are reviewed for program guidelines
  4. Property interview
    Meet with Home Improvement Coordinator to review project needs and estimate budget
  5. If previous steps are completed and approved, the loan moves forward.
  6. Project needs are sent to contractors for bidding.
  7. Home improvement begins.

Qualification Criteria

Loan Terms

  • Estimated Annual Percentage Rate (APR) is 3%
  • Limited funds available for non-owner occupied improvements through this program
  • Terms are generally one year per $1,000 borrowed. However, the city will work to find terms that may be agreeable to ensure completion of the project without causing financial distress.

City of Boise Loan Payments

Pay in Person

Boise City Hall
150 N. Capitol Blvd. - 2nd Floor

Get Directions
Over the Phone

Call (208) 570-6846 to pay with a debit or credit card.

On Your Phone? Call Now
By Mail

Send your payment to:

Housing and Community Development
P.O. Box 500
Boise, ID 83701-0500

Automatic Withrawal

Sign up for automatic withdrawal.

Sign Up (PDF)

Loan Payoff Request

The City of Boise requires a written request for all loan payoff information. To request a loan payoff, please complete this form.

Loan Payoff Request Form

Document Translation

Any document on Housing and Community Development's website can be translated into other languages upon request.

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Send a Message to Housing and Loans Program

Thank you for your interest in the City of Boise's Housing and Loans program. Please use the form below to contact a member of our team.