Income and Affordable Rent Guidelines

2025 Income Guidelines

Boise City Median Income for a household of four is $98,700.

(120% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$82,938	$2,073
2 Person	$94,797	$2,370
3 Person	$106,656	$2,664
4 Person	$118,440	$2,961
5 Person	$127,958	$3,199
6 Person	$137,399	$3,435
7 Person	$146,917	$3,673
8 Person	$156,359	$3,909

(100% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$69,115	$1,728
2 Person	$78,998	$1,975
3 Person	$88,880	$2,222
4 Person	$98,700	$2,468
5 Person	$106,631	$2,666
6 Person	$114,500	$2,862
7 Person	$122,431	$3,061
8 Person	$130,299	$3,257

(80% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$54,900	$1,373
2 Person	$62,750	$1,569
3 Person	$70,600	$1,765
4 Person	$78,400	$1,960
5 Person	$84,700	$2,118
6 Person	$90,950	$2,274
7 Person	$97,250	$2,431
8 Person	$103,500	$2,588

(60% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$41,160	$1,029
2 Person	$47,040	$1,176
3 Person	$52,920	$1,323
4 Person	$58,800	$1,470
5 Person	$63,540	$1,589
6 Person	$68,220	$1,706
7 Person	$72,900	$1,823
8 Person	$77,640	$1,941

(50% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$34,300	$858
2 Person	$39,200	$980
3 Person	$44,100	$1,103
4 Person	$49,000	$1,225
5 Person	$52,950	$1,324
6 Person	$56,850	$1,421
7 Person	$60,750	$1,519
8 Person	$64,700	$1,618

(30% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$20,600	$515
2 Person	$23,550	$589
3 Person	$26,500	$663
4 Person	$29,400	$735
5 Person	$31,800	$795
6 Person	$34,150	$854
7 Person	$36,500	$913
8 Person	$38,850	$971

*Households that pay more than 30% of their income for housing are considered cost burdened and may have difficulty affording necessities. (reference: www.hud.gov)

Passbook Savings Rate

As of January 1, 2025, the passbook savings rate is 0.45%.

When determining household eligibility for HUD-assisted programs, net assets must be considered in the income calculation. If a household’s asset(s) exceed the threshold established by HUD[1], the income calculation must include the greater of the actual income from the asset(s) or a percentage of the value of the asset(s), based on the passbook savings rate. The passbook savings rate represents the interest an asset would earn in a typical savings account.

[1] The Family Asset Threshold established by HUD in 24 CFR 5.609(b)(3) is $51,600 as of 1/1/2025.

HOTMA Final Rule

The City is implementing the HOTMA Final Rule as of 1/1/2025. Asset thresholds and the passbook savings rate used by the City will align with the HOTMA guidelines. More information can be found on HUD's website.

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