Income and Affordable Rent Guidelines

2025 Income Guidelines

The income limits listed below went into effect on June 1, 2025

Boise City Median Income for a household of four is $108,800.

Income Calculation Guide - Learn how to calculate income.

(120% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$91,437	$2,286
2 Person	$104,478	$2,612
3 Person	$117,519	$2,938
4 Person	$130,560	$3,264
5 Person	$141,007	$3,525
6 Person	$151,455	$3,786
7 Person	$161,903	$4,048
8 Person	$172,351	$4,309

(100% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$76,198	$1,905
2 Person	$87,065	$2,177
3 Person	$97,932	$2,448
4 Person	$108,800	$2,720
5 Person	$117,506	$2,938
6 Person	$126,213	$3,155
7 Person	$134,919	$3,373
8 Person	$143,626	$3,591

(80% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$59,950	$1,499
2 Person	$68,500	$1,713
3 Person	$77,050	$1,926
4 Person	$85,600	$2,140
5 Person	$92,450	$2,311
6 Person	$99,300	$2,483
7 Person	$106,150	$2,654
8 Person	$113,000	$2,825

(60% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$44,940	$1,124
2 Person	$51,360	$1,284
3 Person	$57,780	$1,445
4 Person	$64,200	$1,605
5 Person	$69,360	$1,734
6 Person	$74,460	$1,862
7 Person	$79,620	$1,991
8 Person	$84,780	$2,120

(50% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$37,450	$936
2 Person	$42,800	$1,070
3 Person	$48,150	$1,204
4 Person	$53,500	$1,338
5 Person	$57,800	$1,445
6 Person	$62,050	$1,551
7 Person	$66,350	$1,659
8 Person	$70,650	$1,766

(30% of Median Income)

Household Size	Annual Gross Income	Affordable Rent*
1 Person	$22,500	$563
2 Person	$25,700	$643
3 Person	$28,900	$723
4 Person	$32,100	$803
5 Person	$34,700	$795
6 Person	$37,250	$931
7 Person	$39,850	$996
8 Person	$42,400	$1,060

*Households that pay more than 30% of their income for housing are considered cost burdened and may have difficulty affording necessities. (reference: www.hud.gov)

Passbook Savings Rate

As of January 1, 2026, the passbook savings rate is 0.40%.

When determining household eligibility for HUD-assisted programs, income derived from assets owned by the household must be considered in the income calculation. If a household’s net asset(s) value exceeds the threshold established by HUD[1], the income calculation must include the sum of the actual income derived from the asset(s) with a calculable return and a percentage of the value of the asset(s) with no calculable return, based on the passbook savings rate. The passbook savings rate represents the interest an asset would earn in a typical savings account.

[1] The Family Asset Threshold established by HUD in 24 CFR 5.609(b)(3) is $52,787 as of 1/1/2026.

HOTMA Final Rule

The City is implementing the HOTMA Final Rule as of 1/1/2025. Asset thresholds and the passbook savings rate used by the City will align with the HOTMA guidelines. More information can be found on HUD's website.

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